Short term business loans

Most businesses require a loan at some stage of their development, whether it is to start-up, expand, acquire another business or purchase a fixed asset. A Short Term Business Loan offers funding tailored from a range of options to suit every stage in the growth of your business.

	You can decide on either fixed or variable interest rates for repaying your loan. A fixed rate will give your business protection from interest rate fluctuations and allow you to forecast your repayments and cashflow more accurately.
	A variable rate will mean that any movement up or down in the money market interest rate will have a similar effect on your company's interest repayments. Typically, there is no charge for arranging most loans, nor are there penalties for early settlement in cases where the interest rate is variable. However, if the interest rate is fixed, charges and penalties can be incurred.
	In certain cases you may postpone the payment of the capital amount, i.e. pay the interest only, for a period, to better suit your cashflow requirements.
	You can choose the term of your loan over a set number of years, to suit your business's circumstances.
	You can choose the repayment frequency of the loan i.e. the number of times within the term you repay the loan, such as every month, every quarter etc.
	Multi-currency loans are available.
	Security may be required for business loans. Each case is judged on its own merits.

	Is a flexible, versatile and easy to use source of finance.
	Can be tailored to suit your business needs.
	Offers your business the chance to accurately forecast your cashflow. This in turn facilitates effective budgeting and forecasting.
	Allows you to invest large amounts into your business while controlling the effect this has on your cashflow.
	With repayments spread out over the life of the loan, you can minimise the effects any purchases will have on your liquidity.
	Allows you to leave other credit facilities such as overdrafts free for working capital requirements.
	Allows you to make purchases that will appear as an asset on your balance sheet and so increase your company's asset base without having to put a large one-off dent in your cashflow.
	You can enjoy the advantage of being a 'cash' buyer when negotiating with your supplier.
	The cost of credit (i.e. loans) is currently at a 30 year low.

All businesses are eligible to apply for a Short Term Business Loan. Normal lending criteria will apply.




Terms and conditions apply.
Personal Lending is regulated under the Consumer Credit Act 1995.

We are able to access the whole marketplace to try to find you the best deals on short term business loans, all of the short term business loan quotations we organise are without obligation. Call our commercial finance and loan advisers for more information on the number shown below.

Think carefully before securing other debts against your home.
Your home may be repossessed if you do not keep up repayments on your mortgage and any other debts secured on it. A fee of between 0 and 10% of the loan amount may be charged depending on credit history and ability to provide proof of income. Interest rates from 6.9% to 19.9%, the overall cost for comparison is 10.8% APR, the actual rate available will depend on your circumstances - and takes into account the equity in your home.
Great British Finance Limited are authorised and regulated by the Financial Services Authority (FSA). The FSA does not regulate some forms of Mortgage, Inheritance Tax Planning, Credit Cards, Personal Loans, Deposit Accounts & Insurance.